All posts by wealthdonedifferently

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Episode 32 — How to Find Motivation in Your Fall Season



What motivates you as you make financial decisions?

To help you better understand the “why” behind your money motivations, Danielle Howard explores different money motivators and how they can impact your mindset and spending decisions. Take note of these motivators and ensure that you’re being driven by your values as you progress into your fall season.

In this episode, you’ll learn:

  • The difference between intrinsic and extrinsic motivators
  • Why we should assess the messages from media and the financial industry with a critical eye
  • The importance of being driven by your own values
  • How cooperation around money can bring us closer together
  • Danielle’s story about her own motivations
  • And more!

Tune in now to learn what motivates you, so you can optimize your financial possibilities for your fall season!

Resources:  DanielleHoward4u.com | WealthByDesign4u.com | Danielle’s 8 Week E-Course | (970)-927-3909 | Email Danielle | Episode 14 – Spreading SDT in Your Golden Years | The Surprising Truth About What Motivates Us


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Episode 31 — Financial Umbilical Cord or Lifeline?



We all want our kids to thrive. But when you financially support an adult child, are you helping or hindering them?

Today, Danielle Howard shares tips on how to handle financial situations with your adult children. Focusing on the word “respect,” Danielle provides seven useful tips to help you decide whether you’re helping or hindering your adult children.

In this episode, you’ll learn:

  • The importance of having respect for not only your children but also yourself
  • The importance of helping yourself before others
  • The difference between providing for ego needs versus soul desires
  • Why struggle is necessary and failure is okay
  • The dangers of entitlement
  • And more!

Join Danielle now to learn seven tips for ensuring that you’re truly helping your adult children!

Resources:  DanielleHoward4u.com | WealthByDesign4u.com | Danielle’s 8 Week E-Course | (970)-927-3909 | Email Danielle | The Seven Stages of Money Maturity

 


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Episode 30 — What Could the Secure Act Bring to Your Financial Life? — Part 2



With all of the positive changes that new legislation can bring to our lives, it’s important to also consider the less appealing changes that can come with it.

After uncovering the new possibilities that the SECURE Act could offer us in part one of her mini-series, Danielle Howard is back with a critical eye to explore its potential downsides and discuss options for adjusting your financial decisions accordingly.

In this episode, you’ll learn:

  • What the elimination of stretch IRAs could mean for your legacy planning
  • About proposed changes to distribution rules and its tax implications
  • Strategic planning ideas to navigate some of these downsides
  • The importance of working with a fiduciary to make informed decisions based on your personal situation, values, and goals
  • How Danielle is walking the walk in finding her next best self
  • And more!

Listen now to learn more about the SECURE Act and the changes it may bring to your financial life!

Resources:  DanielleHoward4u.com | WealthByDesign4u.com | Danielle’s 8 Week E-Course | (970)-927-3909 | What Could the Secure Act Bring to Your Financial life — Part 1

 


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Episode 29 — What Could the SECURE Act Bring to Your Financial Life? — Part 1



Did you know there is a new piece of legislation called the SECURE Act that could possibly go into effect on December 31 of this year?

When it comes to our financial lives, Danielle Howard is all about keeping an open mind towards intentional opportunities to grow. To do so, it’s important to understand how changes in public policy can impact the decisions you need to make in your financial life. 

Today, Danielle helps you stay informed on what the SECURE Act could mean for you and your financial life by breaking down what it is and what changes it could bring to your fall season.

In this episode, you’ll learn:

  • What the SECURE Act is
  • How the change in contribution age limits may benefit those who are rewiring
  • How the Act will change defined contribution plans
  • New changes that could benefit small businesses
  • How the Act may allow for more flexibility in your savings options
  • Why it’s important for you to consider your own version of prosperity when considering these changes
  • And more!

Tune in to learn all about the SECURE Act and what its proposed changes could bring to your financial life as you head towards your fall season.

Resources:  DanielleHoward4u.com | WealthByDesign4u.com | Danielle’s 8 Week E-Course | (970)-927-3909


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Episode 28 — Know Your Rights With Your Financial Advisor



Many clients don’t know what to expect when meeting up with their financial professional and simply go along with what they’re told.

However, Danielle Howard wants you to get the most out of your client-advisor relationship.

Today, Danielle breaks down the rights clients have when working with an advisor, along with the qualities to look for and the questions you should ask to find an advisor who’s the right fit for you.

In this episode, you’ll learn:

  • Why your advisor should make you feel accepted, heard, and free of judgment
  • The importance of understanding how your advisor is licensed, registered, and compensated
  • Why your relationship with your advisor should be an ongoing one
  • The rights advisors have when it comes to their clients
  • And more!

Listen now to learn what you should expect from your advisor as they help guide you towards uncovering your next best self for your fall season of life.

Resources:  DanielleHoward4u.com | WealthByDesign4u.com | Danielle’s 8 Week E-Course | (970)-927-3909


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Episode 27 — What’s Your Retirement Good News? Optimizing Your Monetary Elements



The gig economy is bringing good news to retirees who want to create income during their fall season.

What will your good news be?

Today, Danielle Howard discusses how retirees can make the most of the shifting retirement landscape by staying clear on what’s important, building on character assets, and using financial assets wisely. Danielle additionally shares her own story of how she used her assets to make her dream a reality.

In this episode, you’ll learn:

  • How the gig economy is changing the retirement landscape — and made it possible for Danielle to be closer to her granddaughter
  • How taking risks and allowing yourself to be vulnerable can unveil a richer, more fulfilling life experience
  • Why it’s important to continually return to the question: “Just because I can, should I?”
  • How to assess a financial advisor to find the right fit for you
  • And more!

Join Danielle now and start considering what your good news in retirement will be!

Resources:  DanielleHoward4u.com | WealthByDesign4u.com | Danielle’s 8 Week E-Course | (970)-927-3909


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Episode 26 — The Four Elements of a Well-Rounded Financial Workout



We take care of our physical health by stretching and building stamina, strength, and stability. But did you know that there are tremendous benefits to applying these actions to our dollars?

Today, Danielle Howard builds off of the four S’s of physical health and looks at how we can exercise the same principles in our financial lives to boost our potential for success as we build our version of true prosperity.

In this episode, you’ll learn:

  • How we can strengthen our dollars with intention and mindfulness
  • About different tools that can help you stretch your dollars
  • Why longer life expectancy makes it more important than ever to have financial stamina
  • The importance of re-assessing your risk tolerance in your fall season
  • And more!

Tune in now to learn how you can exercise your dollars for a strong financial fall season!

Resources:  DanielleHoward4u.com | WealthByDesign4u.com | Danielle’s 8 Week E-Course | (970)-927-3909 | Using the Four S’s of Physical Health to Strengthen Your Fall Season — With Guest Amanda Wagner

 


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Episode 25 — Using the Four S’s of Physical Health to Strengthen Your Fall Season — With Guest Amanda Wagner



When the time comes to retire and rewire, your financial life isn’t the only thing that changes.

In today’s episode, Danielle Howard explores the physical health changes that come with the fall season of life. With the help of Amanda Wagner, CEO of TAC FITness and Wellness Center in Basalt, Colorado, Danielle and Amanda share insight into the impact these physical changes have on our health and ways to be proactive for a stronger tomorrow.

In this episode, you’ll learn:

  • The four S’s of physical health: strengthening, stretching, stamina, and stability
  • A little known fact about how rapidly muscle mass declines in inactive people
  • The benefits of strength training
  • How to incorporate each of the four S’s into your everyday life
  • And more!

Join Danielle and Amanda now to learn about the physical health changes that come with your fall season and how to start making physical health a priority today!

Resources:  DanielleHoward4u.com | WealthByDesign4u.com | Danielle’s 8 Week E-Course | TAC FITness and Wellness Center | (970) 279-5412 | Silver Sneakers

 


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Episode 24 — Strengthening the Financial Seeds of Tomorrow Through Financial Literacy — With Guest Kirsten McDaniel



What financial advice do you wish you could give your younger self?

At Youthentity, children and teens are learning the important financial literacy lessons we all wish we had learned a little sooner.

Today, Danielle Howard is joined by Youthentity Executive Director Kirsten McDaniel to explore the great impact Youthentity’s “I Am Financial Knowledge” program is having in the Colorado Valley, and how their program works to empower youth around money.

In this episode, you’ll learn:

  • Why Youthentity focuses on helping children and teens achieve financial serenity
  • The key principles taught in the “I Am Financial Knowledge” program
  • How participants in the program are rewarded through “earning for learning”
  • Why having financial literacy is so empowering for youth
  • And more!

Tune in now to learn about the impact financial literacy can have on the lives of youth and their financial futures!

Resources:  DanielleHoward4u.com | WealthByDesign4u.com | Danielle’s 8 Week E-Course | Youthentity  (970-963-4055) | Youthentity Annual Pig Roast


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Episode 23 — Live by Your Values and the Beauty of Enoughness — With Guest Lynne Twist



How do your values flow through your everyday life?

Today, Lynne Twist joins Danielle Howard for an eye-opening episode on the power of integrating your values and intentions into all areas of your life.

A recognized global visionary who works to alleviate poverty, end world hunger, and support social justice and environmental sustainability, Lynne shares how she finds deeper fulfillment by living her life according to her values, not monetary things.

In this episode, you’ll learn:

  • About Lynne’s life-changing meeting with Mother Teresa
  • How Lynne’s story shaped the trajectory of Danielle’s work
  • What it means to live in the beauty of enoughness during retirement
  • How to prepare the future generation through continuity
  • And more!

Join Lynne and Danielle now for a moving episode on how we can re-center our lives through our intentions and values.

Resources:  DanielleHoward4u.com | WealthByDesign4u.com | Danielle’s 8 Week E-Course | The Soul of Money | Pachamama Alliance | Nobel Women’s Initiative