Episode 6 –  What are Money Scripts? Learn How to Identify Them and Why They Matter

Money is just a tool. It doesn’t have a character, but sometimes our attitudes and feelings about money seem to take on a life of their own, leading us in directions that don’t serve us.

On the other hand, our attitude and feelings towards money may help us live according to our values.

In this episode, Danielle Howard unpacks a concept called “money scripts.” Money scripts form in our minds over a lifetime. They’re like tapes that constantly play in our brains, reciting our notions and feelings about money.

Danielle teaches you how to identify your own money scripts, including which questions to ask yourself, what to do about these scripts, and then she explains why this self-awareness is especially important for pre-retirees and retirees.

Tune in as Danielle shares her own experiences and guides you towards a clearer understanding of your money scripts.


Danielle Howard 4U| Wealth By Design 4U

Episode 5 –  How to Apply Knowledge and Wisdom in Your Financial life.

Do you know the difference between applying knowledge versus wisdom to your financial life?

Danielle uses her insight and experience as a financial advisor to clarify the difference. In this episode, Danielle defines wisdom and knowledge, explains how to implement them in this fall season of life, discusses how a fear of missing out can influence us, and recommends conversations to have with the key people in our lives.

Tune in and learn how you can apply knowledge and wisdom to your retirement season.

Resources: Danielle Howard 4U | Wealth By Design 4U

Episode 4 – Do You See Yourself as a Victor or Victim?

Today, Matt Halloran and Danielle Howard talk discuss what it means to be a victor over your financial life rather than a victim. Using her characteristically insightful and empathetic approach, Danielle shares how you can step into your next best financial self and why it’s especially important for retirees to make this shift.

Join Danielle in this exploration. You’ll walk away with a new view of retirement and what it means to take control of your financial life.

Danielle Howard 4U | Wealth By Design 4U

Episode 3 –  Time to Turn Over a New Leaf!

Today, Matt Halloran and Danielle Howard discuss the importance of turning over a new leaf and making a fresh start, financially.

When the recession hit in 2007, retirees worldwide had a hard time getting back on their feet. Still shaken, many retirees and pre-retirees are making fear-based decisions that are only holding them back. In this episode, Danielle gently challenges those behaviors and emphasizes that we’re in a new season life now. It’s time to turn over a new leaf and redefine what retirement looks like. It’s also time to toss out the word “retirement” and take on an updated and more accurate view of this life phase—it’s a time for rewiring and growth.

Tune in as Danielle discusses how you can embrace this season of your life and turn over a new leaf.

Episode 2 – Down to Earth

In today’s episode, Danielle Howard discusses her financial philosophy with Matt Halloran. Perceptive as always, Danielle reveals the often unspoken ways in which people interact with and view money. Then, she describes the financial seasons we all experience, along with the three financial hurdles—discomfort, discontent, and distrust.

Tune in and learn about Danielle’s down-to-earth approach to financial planning and how our relationships with ourselves, others, and finances are all interconnected.

Wealth By Design

Episode 1 – Introduction to Danielle Howard

Welcome to the first episode of the Wealth Done Differently – Retirement Podcast. In this episode, you’ll meet your host, Danielle Howard, a Colorado-based CFP® who specializes in retirement planning.   

Danielle refers to retirement as the “fall season” of people’s lives. It’s a time to rewire and put all the financial puzzle pieces together. It’s a journey that Danielle guides her clients through with empathy and passion.

Tune into and learn more about Danielle as she describes the heart of her practice and what it means to achieve true prosperity.