Episode 11 – How to Flourish Financially During Your Rewirement: Part 1



In part one of her mini-series, Danielle Howard explains how you can prepare for the distribution season of your life so that you can flourish financially.

Here’s what you will learn about in this episode:

  • Longevity ambiguity: how to avoid running out of money before running out of life
  • Preparing for spending shocks, such as the loss of a spouse or unforeseen healthcare expenses
  • Finding your ‘why’: why do you want to flourish financially during your rewirement?
  • What to consider once you’ve found your ‘why’
  • Recommendations for talking to aging parents about their financial lives.
  • And more!

Join Danielle now as she walks you through areas of your life to address while preparing for your distribution season!

Resources: DanielleHoward4u.com | WealthByDesign4u.com

 


Episode 10 – It’s Time to Explore the Quantitative and Qualitative Risks of Your Fall Season



Imagine transitioning into your fall season of life—in other words, your retirement phase. What type of risk might you experience?

In today’s episode, Danielle Howard explores that very question as she discusses the areas of risk that tend to come with life’s fall season.

Covering everything from market risk to longevity risk, Danielle explores the qualitative and quantitative sides of retirement risk, while highlighting the importance of rewiring or refiring as you enter your retirement years.

Join Danielle and learn about the conversations you should be having with yourself and your loved ones to ensure you’re prepared for the uncertainties that come with the retirement journey.

WealthByDesign4u.com | DanielleHoward4u.com


Episode 9 – How to Find Balance Using the Four Money Personalities



Following up on the previous episode, Danielle Howard digs even deeper into the four money personalities: fire, earth, water, and air. It’s important to realize your financial personality because of its impacts on all areas of life, including your career choice, who you choose to spend your life with, and whether that relationship will endure or end.

How might your money personality shape your life course? What strengths and challenges come with each personality? Danielle has the answers in this episode.

Listen now to learn how you can use the challenges and opportunities of your money personality to find balance not only in yourself, but also with others—including your financial advisor.

Resources:

Episode 8: The Strengths and Challenges of the Four Money Personalities | WealthByDesign4u.com DanielleHoward4u.com


Episode 8 – The Strengths and Challenges of the Four Money Personalities



Everyone has a financial personality. In fact, we’re likely to have a blend of four financial personalities. Once you start to recognize them, you can gain deeper insight into who you are financially. And you’ll start to better understand those around you.

Using the four elements of earth, fire, wind and water, Danielle Howard outlines the strengths and attitudes of each unique personality, along with the challenges and obstacles that can negatively affect each personality and their financial health.

Tune in to this week’s podcast now to find out which of the four financial personalities you connect with the most.

Danielle Howard 4 U | Wealth By Design 4U

 


Episode 7 – Beware of these Weeds in Your Financial Life



Feelings of entitlement and unforgiveness can stop us from reaching our full potential in our financial lives. Danielle Howard likens these feelings to weeds, which tend to consume anything good that we’re trying to grow.

In this episode, Danielle explores how these weeds might be influencing our quality of life, including our financial health, in ways we never realized. Astute and empathetic as ever, she also shares her own experience with unforgiveness and suggests how we can stop those weed-like feelings in their tracks.

Tune in as Danielle shines a light on the importance of understanding the emotions and attitudes that influence your relationship with money.

Danielle Howard 4U | Wealth By Design 4U

 


Episode 6 –  What are Money Scripts? Learn How to Identify Them and Why They Matter



Money is just a tool. It doesn’t have a character, but sometimes our attitudes and feelings about money seem to take on a life of their own, leading us in directions that don’t serve us.

On the other hand, our attitude and feelings towards money may help us live according to our values.

In this episode, Danielle Howard unpacks a concept called “money scripts.” Money scripts form in our minds over a lifetime. They’re like tapes that constantly play in our brains, reciting our notions and feelings about money.

Danielle teaches you how to identify your own money scripts, including which questions to ask yourself, what to do about these scripts, and then she explains why this self-awareness is especially important for pre-retirees and retirees.

Tune in as Danielle shares her own experiences and guides you towards a clearer understanding of your money scripts.

Resources:

Danielle Howard 4U| Wealth By Design 4U


Episode 5 –  How to Apply Knowledge and Wisdom in Your Financial life.



Do you know the difference between applying knowledge versus wisdom to your financial life?

Danielle uses her insight and experience as a financial advisor to clarify the difference. In this episode, Danielle defines wisdom and knowledge, explains how to implement them in this fall season of life, discusses how a fear of missing out can influence us, and recommends conversations to have with the key people in our lives.

Tune in and learn how you can apply knowledge and wisdom to your retirement season.

Resources: Danielle Howard 4U | Wealth By Design 4U


Episode 4 – Do You See Yourself as a Victor or Victim?



Today, Matt Halloran and Danielle Howard talk discuss what it means to be a victor over your financial life rather than a victim. Using her characteristically insightful and empathetic approach, Danielle shares how you can step into your next best financial self and why it’s especially important for retirees to make this shift.

Join Danielle in this exploration. You’ll walk away with a new view of retirement and what it means to take control of your financial life.

Danielle Howard 4U | Wealth By Design 4U


Episode 3 –  Time to Turn Over a New Leaf!



Today, Matt Halloran and Danielle Howard discuss the importance of turning over a new leaf and making a fresh start, financially.

When the recession hit in 2007, retirees worldwide had a hard time getting back on their feet. Still shaken, many retirees and pre-retirees are making fear-based decisions that are only holding them back. In this episode, Danielle gently challenges those behaviors and emphasizes that we’re in a new season life now. It’s time to turn over a new leaf and redefine what retirement looks like. It’s also time to toss out the word “retirement” and take on an updated and more accurate view of this life phase—it’s a time for rewiring and growth.

Tune in as Danielle discusses how you can embrace this season of your life and turn over a new leaf.


Episode 2 – Down to Earth



In today’s episode, Danielle Howard discusses her financial philosophy with Matt Halloran. Perceptive as always, Danielle reveals the often unspoken ways in which people interact with and view money. Then, she describes the financial seasons we all experience, along with the three financial hurdles—discomfort, discontent, and distrust.

Tune in and learn about Danielle’s down-to-earth approach to financial planning and how our relationships with ourselves, others, and finances are all interconnected.

Wealth By Design