Monthly Archives: November 2018

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Episode 14- Spreading SDT in Your Golden Years



Our culture, media, and financial industry are constantly telling us what our retirement season should look like. You may even feel ashamed or resentful if your retirement lifestyle seems like a far cry from their idealistic messages.

That’s where Self Determination Theory (SDT) comes in. In this episode, Danielle Howard explains how retirees can use SDT to find meaning in their fall season, rather than becoming entangled in the fear of missing out. Danielle discusses:

  • What SDT is and three innate psychological needs it encompasses
  • Why having SDT and an abundance mindset go hand in hand
  • The characteristics of SDT and how to implement it in your life
  • How SDT can help you feel in charge of your financial outcomes
  • And more!

Join Danielle now and learn how you can cultivate a meaningful retirement season with SDT!

Resources: DanielleHoward4u.com | WealthByDesign4u.com


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Episode 13 –  When Financial Goals Aren’t Enough



Financial advisors typically focus on helping clients set goals. It’s easy to see why — it’s fun for clients to check off their accomplished goals, and it’s rewarding for advisors to help clients reach their milestones.

However, Danielle Howard believes that goal setting isn’t enough.

In this episode, Danielle explains why dealing with life transitions is where the true financial life planning happens. She discusses:

  • Why advisors do their clients a disservice by only focusing on the fun aspects of life
  • How planning for transitions differs from goal setting
  • Life transitions people might not consider when envisioning their retirement
  • Which character assets bolster people the most during times of change

Join Danielle now and learn how you can start planning for whatever life throws your way!

Resources: DanielleHoward4u.com | WealthByDesign4u.com